Amortization schedule

A complete table listing every payment for the life of a loan, showing the date, total payment amount, the portion applied to interest, the portion applied to principal, and the remaining balance after each payment. The schedule makes it possible to see exactly when equity milestones are reached or when the principal falls below a threshold like 80% of the original loan amount — what lenders call 80% LTV, measured against original value rather than current market value.