How this converter works
Enter an hourly rate and your scheduled hours per week, and this tool shows what that comes out to as an annual salary — plus every pay-period breakdown employers actually use: weekly, biweekly (every two weeks), semi-monthly (twice a month), monthly, and daily. Switch the toggle to go the other direction, starting from an annual salary instead. The math is simple but the periods are easy to mix up: biweekly pays out 26 times a year, semi-monthly pays out 24 times a year, and those two numbers are genuinely different for the same salary — not a rounding difference. This tool keeps both clearly labeled so you're never guessing which one your employer means.
A few common rates
$18/hour is $37,440 a year at a full 40-hour week. Drop to a 32-hour week — common for part-time-plus roles — and that falls to $29,952 a year, a reminder that scheduled hours change the annual number as much as the rate does.
$22/hour is $45,760 a year, or $880 a week before tax — sitting right between the $20 and $25 bands on this page, worth comparing against both if you’re weighing similar offers.
$35/hour is $72,800 a year, or $6,066.67 a month before tax. At this income, it’s worth seeing what a steady raise compounds into over several years rather than looking at one year at a time.
$40/hour is $83,200 a year, or $3,200 every two weeks before tax. This is the range where running real numbers on home affordability — rather than a rule of thumb — starts to matter.
$45/hour is $93,600 a year — just under the six-figure mark. Compare that with $50/hour’s $104,000 to see how close a $5-an-hour gap sits to an actual six-figure jump.
$60/hour is $124,800 a year, or $2,400 a week before tax — well past six figures. At this level, tracking net worth over time tends to matter more than the headline pay rate itself.
Frequently asked questions
How do I convert an hourly wage to a yearly salary?
Multiply your hourly rate by the hours you work in a week, then by 52 weeks in a year. At a standard 40-hour week, that's rate × 2,080. Enter your own rate and hours above for the exact figure.
What's the difference between biweekly and semi-monthly pay?
Biweekly means every two weeks — 26 paychecks a year. Semi-monthly means twice a month — 24 paychecks a year. The two are easy to confuse but produce different per-paycheck amounts for the same salary.
Does this calculator include taxes?
No — every figure here is gross pay, before any tax or deduction. See the disclosure below the calculator for what that means for your actual take-home pay.
How does overtime pay work?
Under federal law (FLSA), hours worked over 40 in a single week are paid at 1.5× your regular hourly rate. Open the overtime calculator below the main tool to see your own numbers.
Model assumptions & disclosures
Gross pay only — not take-home pay. Every figure this converter shows is gross (pre-tax) pay. It never computes federal or state withholding, FICA, or any other deduction — your actual take-home pay will be lower, and by how much depends on your tax bracket, filing status, benefits elections, and state, none of which are modeled here.
A standard schedule, not your specific one. The default 40-hour week and 52-week year (2,080 hours/year) is the common full-time annualization basis — enter your own scheduled hours if yours differs. Paid time off, unpaid leave, and irregular schedules aren't modeled separately.
Overtime models FLSA weekly rules only. Hours over 40 in a week are shown at 1.5× the base rate. Daily-overtime rules that some states apply (for example, hours over 8 in a single day) are not modeled — check your state's specific rules if they may apply to you.
Not financial or legal advice. This calculator provides illustrative estimates based on the inputs you enter. Consult your employer's HR team, a tax professional, or your state labor office before making decisions based on these figures.